Methodology

Interactive presentations

Real-world case studies

Practical workshops

Credit risk assessment exercises

Group discussions and knowledge sharing

Course Objectives

By the end of the course, participants will be able to:

Understand the nature and sources of credit risk in mortgage financing

Accurately analyze mortgage loan applications

Develop credit policies that reduce exposure to risk

Apply tools to measure risk and estimate expected losses

Evaluate collateral and assess borrower behavior

Implement monitoring and compliance mechanisms in mortgage finance

Target Audience

Bank and mortgage finance company employees

Credit and risk analysts

Real estate finance officers

Credit auditors

Financial consultants

Target Competencies

Creditworthiness analysis

Real estate collateral evaluation

Risk forecasting and default handling

Credit policy development

Application of control tools in credit operations